英语翻译
英语翻译
You have borrowed $300,000 from bank to buy a house.The terms of the loan is for 30 years and payments are made at the end of every month starting from the first month after you made the purchase.
(a) Your bank has fixed the annual interest rate at 5.5% for the first 10 years and then at 7% for the rest of the loan term.Interests are compounded monthly.How much would your monthly repayment be?
(b) Before you sign the contract,the Reserve Bank of Australia raises its short term interest rate by 0.25%.Now the bank is offering you 5.75% introductory interest rate for the first 10 years and 7.25% for the last 20 years.By how much do your home loan repayments increase?Compare that to what you hear from the media.
你从银行贷款300000买房子,贷款的周期30年,从你贷款后第一个月起,每月月底还款.A.你贷款银行的固定利息前十年是5.5%之后是7.5%.利息是按月累计计算.问你每月还款金额是多少?B在你签订合同之前,澳大利亚储备银行短期利息升了0.25%,现在银行给你前十年5.75%的利息,后20年7.25%.问,你的家庭贷款增加了多少. 比较你从媒体上听到的.
按月计算,所以算的时候把30年换成360个月,其他金融计算器就好了.