英语翻译
英语翻译
在存贷利差不断减少和资本监督不断加强的今天,中间业务已经成为商业银行新的增长点,与资产业务和负债业务共同构成现代商业银行业务的三大支柱.经过20多年的发展我国商业银行中间业务取得了成就,但与外资商业银行相比,中间业务仍然是中资商业银行的软肋,我国商业银行面临严峻的挑战.本文通过对中、外资商业银行的对比分析,指出我国商业银行中间业务存在的问题,并在此基础上指出了对策.
Steady decline in the savings and loan spreads and continuously enhanced supervision of capital today, intermediary business has become a new growth point of commercial banks, with assets and liabilities of business operations constitute the modern commercial banking business of the three pillars. After 20 years of development business of commercial banks in China have achieved success, but with foreign commercial banks, intermediary business is still the soft underbelly of the Chinese-funded commercial banks, China's commercial banks face severe challenges. Based on the in comparative analysis of foreign commercial bank, pointed out that the business of commercial banks in China problem, and on this basis that the countermeasures.