英语翻译

英语翻译
Dear Liz:We took a home equity loan against our house to open a business in 2006.We also ran up credit card debt for the business.The business went under,and we're struggling to pay off the loan,which is $150,000 (a $1,150 payment every month),and the credit card debt,which we got down to about $20,000 from $37,000.Is there any way to get relief from the loan since it was a legitimate business (a franchise we bought from another franchisee)?We don't know what to do and have been taking money out of our savings to pay the debt.