什么是effective interest rate

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• 初中英语初中英语,翻译句字,今天晚上截止,拜托帮个忙拉拉拉...是英语高手就进哈!However, the use of credit cards also troubles many Americans. If a credit card owner does not pay all of the money that he owes at the end of the month, he is really borrowing the money. Until he repays all of it, the rate of interest, often about twenty percent, is very high. Because no payment is needed until one month after the purchase, many Americans have trouble limiting their purchases. When the bills f
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