英语翻译You have borrowed $300,000 from bank to buy a house.The terms of the loan is for 30 years and payments are made at the end of every month starting from the first month after you made the purchase.(a) Your bank has fixed the annual interest rate at 5.5% for the first 10 years and then at 7% for the rest of the loan term.Interests are compounded monthly.How much would your monthly repayment be?(b) Before you sign the contract,the Reserve Bank of Aus
英语翻译
You have borrowed $300,000 from bank to buy a house.The terms of the loan is for 30 years and payments are made at the end of every month starting from the first month after you made the purchase.
(a) Your bank has fixed the annual interest rate at 5.5% for the first 10 years and then at 7% for the rest of the loan term.Interests are compounded monthly.How much would your monthly repayment be?
(b) Before you sign the contract,the Reserve Bank of Australia raises its short term interest rate by 0.25%.Now the bank is offering you 5.75% introductory interest rate for the first 10 years and 7.25% for the last 20 years.By how much do your home loan repayments increase?Compare that to what you hear from the media.
你已经向银行贷款300000美元买房。贷款30年还清并且从你买房子第一个月起,每个月的月底还。
1)前10年的贷款利率为5.5%,以后的年限为7%,利息每月一次。你每个月血药再付多少钱?
2)签合同之前,澳大利亚储备银行将提高0.25%的短期利息。现在,银行提供给你前10年的利率为5.75%后20年7.25%。这样你的贷款增长了多少?和你从媒体那里听到的比较一下。
你从银行借了30万美元买房子。还款周期是30年,从交易完成的下一个月开始每月月底偿还贷款。
(1)前十年的贷款利率是5.5%,剩下二十年是7%。利息是每月计算。那么你每月该付银行多少钱?
(2)在你签订合同之前,澳大利亚储备银行把短期贷款利率上调了0.25%。所以现在前十年的贷款利率是5.75%,剩下二十年是7.25%。那么现在你需要偿还的贷款增长了多少?然后和你从媒体听说的比较一下。
你从银行贷款300000买房子,贷款的周期30年,从你贷款后第一个月起,每月月底还款.A.你贷款银行的固定利息前十年是5.5%之后是7.5%.利息是按月累计计算.问你每月还款金额是多少?B在你签订合同之前,澳大利亚储备银行短期利息升了0.25%,现在银行给你前十年5.75%的利息,后20年7.25%.问,你的家庭贷款增加了多少. 比较你从媒体上听到的.
按月计算,所以算的时候把30年换成360个月,其他金融计算器就好了.
你为了买房子从银行里借了30万美金。贷款的期限为30年,你需要在每个月的月底还款,从你买房子的第一个月开始计算。
a.你的银行设定前十年的年利率为5.5%,剩余的贷款期限的年利率为7%.利息月结 每个月你需要还多少钱?
b.在你签合同之前,澳大利亚储蓄银行把短期利率提高了0.25%,现在银行提供你的合同中前十年的年利率为5.75%,剩余20年的年利率为7.25%。你要为你的房贷多付多少钱?和你从媒体中所听到做一下比较。