英语作文,题目是Dose Borrowing Money Damage Friendship?

does borrowing money damage friendship?
it is widely acknowledged that people are becoming dishonest nowadays.but i still don't think borrowing money will damage your friendship.
to start with,we all have some embarrasing time in our life.when we are short of money,how can we do?certainly,we will ask our friend for help first.because we are friends,we should help each other to get over the difficulties in our life.this will not damage our friendship.on the contray,our friendship will be stronger.As the saying goes,Misfortune tests the sincerity of friends.for example,i often lend some money to my friend,just a small sum.sometimes they forget to give me back.but when i ask them ,"hey,due ,i must get my money back now." they will return the money to me immediately.i think it is not worth breaking up friendship just for money.
what's more,though we are friends,we should also make a contract in case your friends will break up his words.and it will protect our rights in law.
last but not the least,if he is one of your good friends,i think he will give your money back as soon as possible.we should trust our friends.