要一篇英语小文章,有哲理性的,大概2分钟吧

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要一篇英语小文章,有哲理性的,大概2分钟吧
要大概是高中的知识的!

The time account Say there is a bank that credits your account each morning with RMB6,400.Every evening,the bank deletes whatever remains of this sum that you have failed to use during the day.What wo...