本人急需一篇3分钟英语演讲小短文（关于英语学习的痛苦或快乐） 大学水平记住是关于英语学习的哦

Distinguished judges, ladies and gentlemen,
Good morning/ afternoon. I am honored to be here to share my ideas with all you. Today the title of my speech is Ways to finance one's graduate study.
In my opinion, there are three major ways to finance our study. First, according to Chinese traditional culture, the students that go to college mainly depend on their parents for tuition fees. Although some us are over 18 when in colleges, it is undoubted that we depend on our parents. But with the development of society and market economy, the situation begins to change. So the second way emerges. That is popular now in college campuses. You know that as a college student, we have much more spare time to manage. So some of us, especially in great need of money, take part-time jobs. We can earn some pocket money and gain some valuable experience. I think the way is good. Last but not the least, we, students, can finance our study by loaning money from our country. It is an acceptable way to finance our study. After graduation, we can return the money with interests. It is quite common in most colleges now.
Today I discuss three major ways to finance our study. Thank you for your attention