一道英语选择题,请详细说明原因

问题描述:

一道英语选择题,请详细说明原因
Lin tao,could you lend me this book please?
Sorry,but I____it for only half an hour.I have't finished it
答案是have had
(have已经表示拥有了,为什么后面还有个had呢?是完成时态吗)
have

for only half an hour表示过去的一段时间,应该用过去完成时:have had it