had+过去式 have/has+过去分词有什么区别,都是什么时态?

had加过去分词,是过去完成时,指在过去看来已经完成的动作,have、has加过去分词是现在完成时,指从现在看来已经完成的动作…亲，可以举个例句么?望采纳主语+have(has)+过去分词(done)
1.现在完成时用来表示现在之前已发生过或完成的动作或状态,但其结果却和现在有联系,也就是说,动作或状态发生在过去但它的影响现在还存在.
I have lost my wallet.(含义是:现在我没有钱花了.)
Jane has laid the table.(含义是:已可以吃饭了.)
Michael has been ill.(含义是:现在仍然很虚弱)
He has returned from abroad. (含义是:现在已在此地)
2. 现在完成时可以用来表示发生在过去某一时刻的,持续到现在的情况,常与for,since连用.
Mary has been ill for three days.
I have lived here since 1998.
3. 现在完成时往往同表示不确定的过去时间状语连用,如already, yet, just, before, recently,still, lately等:
He has already obtained a scholarship.
I haven't seen much of him recently (lately).
We have seen that film before.
Have they found the missing child yet康桑阿密达