请英语高手帮我点评一下这篇四级英语作文,非常感谢(语法和用词,如果总分15分,你能给我多少）

请英语高手帮我点评一下这篇四级英语作文,非常感谢(语法和用词,如果总分15分,你能给我多少）
1：据调查显示,现在大学生每月的花销越来越高,很多大学生花钱如流水,根本没有节俭的概念.
2：分析产生这一现象的原因
3：我的看法
Extravagant Spending on college Campus
Now many college students spend more and more ,they spend as the runnning water without the idea of thrifty,according to a survey.
There are many reasons for this situation.First,most of college studengts don't know the difficulty of earn money.Second ,they don't go through the tough life and know the trouble of life.Third,they advocates the famous brand ,they are pride of their clothes but not their study.
As to me ,I think everyone should save money whatever you have much money or not,specially the college students .Moreover ,the college students'fee is most from their parents ,they can't earn much money when they still as a student.So they must save money and shouldn't spend extravagant .In a world ,thirfty is a traditional virtue ,we should save money but shouldn't save extravagant.